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NOTICE OF SUBSTITUTE TRUSTEE’S SALE

By The Leader on April 23, 2026

NOTICE OF SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated January 25, 2022, executed by Ricky Allen Fuller, an unmarried man, to Staci Blackwell as Trustee, for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for FLAGSTAR BANK, FSB, its successors and assigns, and appearing of record on January 28, 2022, in the Register’s Office of Tipton County, Tennessee, at Record Book 1943, Page 931, and Instrument Number 253589.

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Lakeview Loan Servicing, LLC, the party entitled to enforce said security interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s Office of Tipton County, Tennessee, with all of the rights, powers, and privileges of the original Trustee named in said Deed of Trust.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and authority vested and imposed upon said Substitute Trustee will, on June 1, 2026, at 11:00 AM, local time, at the North Door of the Tipton County Courthouse, located in Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, paid at the conclusion of the sale, the following described property situated in Tipton County, to wit:

The land referred to herein below is situated in the County of Tipton, State of Tennessee, and is described as follows:

EXHIBIT “A”

Property lying and being in the Ninth Civil District of Tipton County, Tennessee, and being more particularly described as follows:

Commencing at a point Isaac Williams, et al Northeast corner, James Montague’s Northwest corner; thence South 1 degree East 948 feet to a point in the center line of Beaver Creek Road; thence North 88 degrees West with said road 363.0 feet to the True Point of Beginning: thence South 26 degrees West 247.0 feet to a point; thence West 143 feet to a point; thence North 224.0 feet to a point in the centerline of Beaver Creek Road; thence with the same South 89 degrees 45 minutes East 251.5 feet to the point of beginning.

BEING THE SAME PROPERTY CONVEYED TO THE BORROWER(S) IN SAID DESCRIPTION PROPERTY WAS A WARRANTY DEED BEING RECORDED SIMULTANEOUSLY HEREWITH IN SAID REGISTER’S

OFFICE.

Parcel ID: 140-021.03-000

Commonly known as 4161 Beaver Creek Rd Mason, TN 38049

The street address and parcel number(s) of the above described property are believed to be correct; however, such references are not a part of the legal description of the property sold herein, and, in the event of any discrepancy, the legal description herein shall control

This sale is subject to tenant(s)/occupant(s) rights in possession.

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Ricky Allen Fuller.

Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.com

If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-1433.

All right and equity of redemption, statutory and otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good; however, the undersigned will sell and convey only as Substitute Trustee.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranties of any kind, express or implied, as to the condition of the Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Clear Recon LLC

Substitute Trustee

651 East 4th Street Suite 200

Chattanooga, Tennessee 37403

Phone: (877) 319-8840

File No: 1006-1957A

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