Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust, executed the 29 th day of November, 2016, by REDONA SHAPLEY AND DONALD SHAPLEY, WIFE AND HUSBAND, to Sherrell Armstrong, as Trustee as the same appears of record in the Office of the Register of Tipton County, Tennessee, at Record Book 1706, Page 255; MITCH HIGDON having been appointed Substitute Trustee by Appointment of Substitute Trustee dated March 25, 2020, and being of record at Record Book 1837, Page 741 in the Register’s Office of Tipton County, Tennessee.

Whereas, FIRST CITIZENS NATIONAL BANK the owners of the debt secured by said Deed of Trust, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by a default in the payment of the debt and obligations secured, at the option of the Owner, after being authorized to proceed with a sale under the aforesaid Deed of Trust in the event of a default there under, this is to give notice that the undersigned will on Friday, the 25 th day of August, 2020, commencing at 12:00 noon, at the front door of the Courthouse in Covington, Tipton County, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Beginning 18 links west of an iron stake which is Mrs. Hills west line; thence south 10 ½ degrees east 1.60 chains to a stake; thence south 79 ½ degrees west 3.12 chains to a stake; thence north 10 ½ degrees 6.32 chains to a stake; thence north 79 ½ degrees east 3.12 chains to ta stake; thence south 10 ½ degrees east 4.72 chains to the beginning, containing 2 acres more or less. This being the same property conveyed to Donald Shapley and Redona Shapley, husband and wife, by Warranty Deed of record at Record Book 1706, Page 253 in the Register’s Office of Tipton County, Tennessee. Property Address: 87 Fletcher Road, Burlison, Tennessee 38015

Property Owner: Donald Shapley and Redona Shapley The sale of the above described property shall be subject to unpaid property taxes, assessments, subdivision restrictions, building lines, easements and all other prior liens and encumbrances of record superior in right to Deed of Trust; In addition to, the following parties may claim an interest in the above referenced property: Foundation Financing Company, 7802 Meadow Rock Drive, Weston, WI 54476.

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All rights and equities of redemption, statutory right of redemption, homestead and dower and all other rights or exemptions of every kind are expressly waived and title is believed to be  good, but the undersigned will only sell and convey only as Substitute Trustee. The sale held pursuant to this notice may be rescinded at the Substitute Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement of the time and place for the sale set forth herein. WITNESS MY HAND, this the 20 th day of July, 2020.

Mitch Higdon

Substitute Trustee

Minor Johnston Douglas, Pllc

Attorneys For Substitute Trustee

124 East Market Street

Somerville, Tn 38068

(901) 465-3117