This Week's Legals

November 26, 2014


NOTICE OF SUBSTITUTE TRUSTEE'S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 1, 2012, executed by DEBRA L. BROCKELBANK AND RICHARD A. BROCKELBANK, conveying certain real property therein described to FIDELITY NATIONAL TITLE, as Trustee, as same appears of record in the Register's Office of Tipton County, Tennessee recorded May 10, 2012, in Deed Book 1550, Page 424-442; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to FREEDOM MORTGAGE CORPORATION who is now the owner of said debt; and
WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Tipton County, Tennessee.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the North Entrance of the Tipton County Courthouse , located in Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Tipton County, Tennessee, to wit:
THE FOLLOWING DESCRIBED REAL ESTATE, SITUATED AND BEING IN THE COUNTY OF TIPTON, STATE OF TENNESSEE: LOT 16, SECTION A, DEER RIDGE SUBDIVISION AS DESCRIBED IN PLAT CABINET F, SLIDE 59 OF THE TIPTON COUNTY REGISTER`S OFFICE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. SUBJECT TO THE SUBDIVISION RESTRICTIONS AT BOOK 887, PAGE 322, BUILDING LINES AND EASEMENTS OF PLAT CABINET F, SLIDE 59 OF THE TIPTON COUNTY REGISTER`S OFFICE. Parcel ID: 128D-A-33.00
PROPERTY ADDRESS: The street address of the property is believed to be 144 STERLING FARM DR, ATOKA, TN 38004. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.
CURRENT OWNER(S): DEBRA L. BROCKELBANK AND RICHARD A. BROCKELBANK
OTHER INTERESTED PARTIES:
The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin TN, PLLC,
Substitute Trustee
119 S. Main Street, Suite 500
Memphis, TN 38103
www.rubinlublin.com/property-listings.php
Tel: (877) 813-0992
Fax: (404) 601-5846
Ad #75294: 2014-11-20 2014-11-27, 2014-12-04

IN THE CHANCERY COURT OF TIPTON COUNTY, TENNESSEE

CERESA ROXANNE CONNEL BUENDIA (PLANTIFF)
Vs.
JOSE ISABEL BUENDIA (DEFENDANT)

NOTICE OF
PUBLICATION

IN THIS CAUSE, it appearing from the Complaint for Divorce, which is sworn to, that address and whereabout of Defendant, Jose Isabel Buendia, cannot be ascertained upon dilligent search and inquiry.

It is ordered that said Defendant, Jose Isabel Buendia, file an Answer in the Chancery Court of Tipton County at Covington, Tennessee, and with Plantiff's attorney, Jeffery L. Stimpson, P.O. Drawer H, Munford, Tennessee 38058 on or before Monday , January , 5th , 2015 , or Judgement by Default may be entered and the cause set for hearing ex parte.

It is further ordered that this notice be published for four consecutive weeks in The Covington Leader, a newspaper published inCovington, Tipton County, Tennessee.

This 13th day of November , 2014.

VIRGINIA GRAY, CLERK & MASTER

APPROVED

THE LAW OFFICE OF
JEFFERY L. STIMPSON P.C.

JEFFERY L. STIMPSON
Attorney for Plantiff
P.O. Drawer H
1512 Munford Avenue
Munford, TN 38058
(901) 837-0108

SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE

Sale at public auction will be on Friday, December 12, 2014, at 1:00 p.m. local time, at the Tipton County Courthouse, 1801 South College Street, Covington, Tennessee, pursuant to a Deed of Trust executed by Lester Herron to Dick Moore, Inc., Trustee, on August 23, 1996 and recorded at Book 172, Page 111 in the Register's Office of Tipton County, Tennessee, and conducted by J. d. Barton, Trustee.

Owner of debt: Dick Moore, Inc.

The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located in Tipton County, Tennessee, to-wit:

Beginning at a point and center of the Braden-Atoka blacktop rd,said stake being the South corner of the Hopewell Baptist Church lot, same point being in the west line of the pugh 200 acre tract of which this survey is a part, said point also being the northeast corner of a tract owned by J.Williams; runs thence with the south line of the church lot, north 65 degrees east 368 feet stake; thence south 89 degrees east 275 feet to a stake; thence south 1 degree west 160 feet to a point in the center of said road; thence with the center of the road, south 83 degrees west 405 north 80 degrees west 91 feet; thence following the road north 72 DeGeneres west 117 feet; the beginning and containing 2 acres, more or less. The above description is according to survey of Milton Thornton, Lauderdale County Surveyor made April 11, 1967. The above tract portion of the 2 ac. Tract conveyed to Norphenia Johnson Pugh by deed in bk. 172 pg 111 in Tipton County Register.

Street address: 4870 Beaver Creek Rd., Mason TN 38049

Owner(s) of property: Lestor Herron

The street address of the above-described property is believed to be 4870 Beaver Creek Rd., Mason, Tennessee, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

The office is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

Done this 20th day of November, 2014.
Dick Moore, Inc.

6565 Highway 51 North Millington, TN 38053
Phone: (901) 872-4599
By: Bob Crawford
Title: Vice President

Said property will advertise in The Leader:
November 20, 2014
November 26, 2014
December 04, 2014

NOTICE TO CREDITORS

Case Number 84CH1-2014-PR 3311
Estate of LISA W. ASHFORD, Deceased

Notice is hereby given on November 6 of 2014 letters of testamentary (or of administration as the case may be) in respect of the estate of LISA W. ASHFORD, who died 10/27/14, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(1)(A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting);
(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or
(2)Twelve (12) months from the decedent's date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

KARL WAKEFIELD
EXECUTOR

Virginia Gray, Clear and Master
1801 S. College St., Suite 110
Covington, TN 38019
20nov2wp

NOTICE TO CREDITORS

Case Number 84CH1-2014-PR 3310
Estate of JOESPH C. LAMERE, Deceased

Notice is hereby given on November 3 of 2014 letters of testamentary (or of administration as the case may be) in respect of the estate of JOSEPH C. LAMERE, who died 09/3/14, were issued to the undersigned by the Tipton County Chancery Court of Tipton County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(1)(A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting);
(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or
(2)Twelve (12) months from the decedent's date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

DENISE M. LAMERE
Executrix

Virginia Gray, Clear and Master
1801 S. College St., Suite 110
Covington, TN 38019
20nov2wp

IN THE CHANCERY
COURT OF TIPTON COUNTY, TENNESSEE

DAVID W. PARISH, PLANTIFF
VS.
HAROLD A. PARISH, KENNETH M. PARISH, CATHEEN ANN PARISH MASHBURN, AND DAVID M.A. PARISH

DEFENDANTS



NON RESIDENT NOTICE


It appearing from the petition filed in this cause which is sworn to, that the whereabouts of David M.A. Parish, Defendant, are unknown and cannot be ascertained after diligent search and inquiry. It is ordered that David M.A. Parish, Defendant, file an answer in the Chancery Court of Tipton County, at Covington, Tennessee on or before Monday, January 5, 2015, or Judgement by Default may be entered and the cause set for hearing ex parte.
It is furthered ordered that this notice be published for four consecutive weeks in The Covington Leader, a newspaper published in Covington, Tennessee.
This the 3rd day of November, 2014.

CLERK AND MASTER
Attorney for Plantiff
ELIZABETH B. ZIARKO
P.O Box 765
Covington, Tn 38019

SUBSTITUTE TRUSTEE'S NOTICE OF
FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 15, 2006, executed by SHERYL PIRANI (AKA SHERYL A. PIRANI) AND MORTON ZIMMERMAN A/K/A MORTON E. ZIMMERMAN, WIFE AND HUSBAND, to LENDERS TITLE & ESCROW, Trustee, of record in RECORD BOOK 1313, PAGE 76-88, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FMF CAPITAL LLC, in the Register's Office for TIPTON County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on FRIDAY, JANUARY 9, 2015 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

LOT ONE HUNDRED SEVENTY-TWO (172) WILLIAMSBURG ESTATES, SECTION H, AS RECORDED IN PLAT CABINET F, SLIDE 60 OF THE TIPTON COUNTY REGISTER'S OFFICE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT.

SUBJECT TO SUBDIVISION RESTRICTIONS AT BOOK 890, PAGE 178, AMENDED BOOK 1092, PAGE 179, AND BUILDING LINES AND EASEMENTS AT PLAT CABINET F, SLIDE 60 OF THE TIPTON COUNTY REGISTER'S OFFICE.

SUBJECT TO HOA CHARTER AS SHOWN IN BOOK 5, PAGE 877, IN THE TIPTON COUNTY REGISTER'S OFFICE.

BEING THE SAME PROPERTY CONVEYED TO MORTON E. ZIMMERMAN AND SHERYL PIRANI, HUSBAND AND WIFE, EQUAL TENANTS WITH FULL RIGHTS OF SURVIVORSHIP, BY WARRANTY DEED DATED AUGUST 12, 2004 OF RECORD IN RECORD BOOK 1156, PAGE 698, IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM MORTON E. ZIMMERMAN TO SHERYL A. PIRANI, BY QUIT CLAIM DEED DATED JULY 28, 2009, OF RECORD IN RECORD BOOK 1447, PAGE 326 IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 376 WALKER PKWY, ATOKA, TENNESSEE 38004.

MAP 128F GRP D PARCEL 007.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 24, 2014. This is improved property known as 376 WALKER PKWY, ATOKA, TENNESSEE 38004.

J. PHILLIP JONES/JESSICA D. BINKLEY, Substitute Trustee
1800 HAYES STREET
NASHVILLE, TN 37203
(615) 254-4430
www.phillipjoneslaw.com
F14-0569
November 26, 2014
December 04, 2014
December 11, 2014

SUCCESSOR
TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on May 27, 2009 by Paul K. Stout and Valerie E. Stout, husband and wife, to John Weedman, Trustee as same appears of record in the Office of the Register of Tipton County, Tennessee in Book 1439, Page 675, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C. was appointed successor trustee in Book 1567, Page 1106; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.C. will on Friday, December 19, 2014 commencing at 10:00 a.m. at the north door of the Courthouse, Covington, Tipton County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit:

Situated in the City of Covington, County of Tipton and State of Tennessee:

Lot 44, Hidden Ridge Estates Subdivision, Amended Section C, as shown on plat of record in Plat Cabinet H, Slide 553 in the Register's Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said lot.

Property address: 1877 Wooten, Covington, TN

This sale is subject to ­­­­­­­­­­­­­­­­2014 city taxes and 2011 through 2014 county taxes.

All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee.

The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

STONE, HIGGS & DREXLER, P.C.
Successor Trustee
By: Roger A. Stone, President
Publication dates: Nov 26, Dec 4, 11

SUCCESSOR
TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on November 3, 2008 by Paul K. Stout and Valerie E. Stout, husband and wife, to Danny Goulder, Trustee as same appears of record in the Office of the Register of Tipton County, Tennessee in Book 1416, Page 701, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C. was appointed successor trustee in Book 1567, Page 1103; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.C. will on Friday, December 19, 2014 commencing at 10:00 a.m. at the north door of the Courthouse, Covington, Tipton County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit:

Situated in the City of Covington, County of Tipton and State of Tennessee:

Lot 41, Hidden Ridge Estates Subdivision, Amended Section C, as shown on plat of record in Plat Cabinet H, Slide 553, in the Register's Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said lot.

Property address: 1900 Wooten Street, Covington, Tennessee

This sale is subject to 2013 and 2014 city and county taxes.

All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee.

The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

SUCCESSOR
TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on November 3, 2008 by Paul K. Stout and Valerie E. Stout, husband and wife, to Danny Goulder, Trustee as same appears of record in the Office of the Register of Tipton County, Tennessee in Book 1416, Page 720, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C. was appointed successor trustee in Book 1567, Page 1104; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.C. will on Friday, December 19, 2014 commencing at 10:00 a.m. at the north door of the Courthouse, Covington, Tipton County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit:

Situated in the City of Covington, County of Tipton and State of Tennessee:

Lot 43, Hidden Ridge Estates Subdivision, Amended Section C, as shown on plat of record in Plat Cabinet H, Slide 553, in the Register's Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said lot.

Property address: 1866 Wooten St., Covington, TN

This sale is subject to 2011 through 2014 city and county taxes.

All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee.

The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

STONE, HIGGS & DREXLER, P.C.
Successor Trustee
By: Roger A. Stone, President
Publication dates: Nov 26, Dec 4, 11

SUCCESSOR
TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on May 27, 2009 by Paul K. Stout and Valerie E. Stout, husband and wife, to John Weedman, Trustee as same appears of record in the Office of the Register of Tipton County, Tennessee in Book 1439, Page 651, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C. was appointed successor trustee in Book 1567, Page 1105; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.C. will on Friday, December 19, 2014 commencing at 10:00 a.m. at the north door of the Courthouse, Covington, Tipton County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit:

Situated in the City of Covington, County of Tipton and State of Tennessee:

Lot 39, Hidden Ridge Est., Section C Amended as recorded in Plat Cabinet H, Slide 553 in the Tipton County Register's Office to which plat reference is hereby made for a more particular description of said lot.

Property address: 1928 Wooten, Covington, TN

This sale is subject to all past due city and county taxes.

All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee.

The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

STONE, HIGGS & DREXLER, P.C.
Successor Trustee

By: Roger A. Stone, President
Publication dates: Nov 26, Dec 4, 11

SUBSTITUTE
TRUSTEE'S SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed April 2, 2010 by Wynman Saddler, a married person, Kasanga A. Saddler, husband and wife to Gail C. Victory, as Trustee, as same appears of record in the office of the Register of Tipton County, Tennessee, in Record Book 1473, Page 257, and the undersigned having been appointed Substitute Trustee by instrument recorded in Book 1637, Page 598, in the said Register's Office, and the owner of the debt secured, Matrix Financial Services Corporation, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, December 18, 2014 commencing at 10:00 AM, at the Front (North) Door of the Courthouse, Covington, Tipton County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, towit:

Situated in County of Tipton, State of Tennessee.

Lot 106, Section E, in Happy Valley Subdivision as shown on plat of record in the Register's Office of Tipton County, Tennessee in Plat Cabinet D, Slide 21, to which plat reference is hereby made for a more particular description of said property.

Tax Parcel ID: 06-113M-A-1.00

Property Address: 270 Rae Drive, Munford, TN.

Other Interested Party: Southwest Tennessee Electric Membership Corporation

All right and equity of redemption, homestead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee
Weiss Spicer Cash PLLC
208 Adams Avenue
Memphis, Tennessee 38l03
90l5268296
File # 1779-116596-FC

Published: November 26
December 4
December 11

Flagstar Bank/Wynman Saddler

SUBSTITUTE TRUSTEE'S NOTICE OF
FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 15, 2006, executed by SHERYL PIRANI (AKA SHERYL A. PIRANI) AND MORTON ZIMMERMAN A/K/A MORTON E. ZIMMERMAN, WIFE AND HUSBAND, to LENDERS TITLE & ESCROW, Trustee, of record in RECORD BOOK 1313, PAGE 76-88, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FMF CAPITAL LLC, in the Register's Office for TIPTON County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on FRIDAY, JANUARY 9, 2015 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE:

LOT ONE HUNDRED SEVENTY-TWO (172) WILLIAMSBURG ESTATES, SECTION H, AS RECORDED IN PLAT CABINET F, SLIDE 60 OF THE TIPTON COUNTY REGISTER'S OFFICE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT.

SUBJECT TO SUBDIVISION RESTRICTIONS AT BOOK 890, PAGE 178, AMENDED BOOK 1092, PAGE 179, AND BUILDING LINES AND EASEMENTS AT PLAT CABINET F, SLIDE 60 OF THE TIPTON COUNTY REGISTER'S OFFICE.

SUBJECT TO HOA CHARTER AS SHOWN IN BOOK 5, PAGE 877, IN THE TIPTON COUNTY REGISTER'S OFFICE.

BEING THE SAME PROPERTY CONVEYED TO MORTON E. ZIMMERMAN AND SHERYL PIRANI, HUSBAND AND WIFE, EQUAL TENANTS WITH FULL RIGHTS OF SURVIVORSHIP, BY WARRANTY DEED DATED AUGUST 12, 2004 OF RECORD IN RECORD BOOK 1156, PAGE 698, IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM MORTON E. ZIMMERMAN TO SHERYL A. PIRANI, BY QUIT CLAIM DEED DATED JULY 28, 2009, OF RECORD IN RECORD BOOK 1447, PAGE 326 IN THE REGISTER'S OFFICE OF TIPTON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 376 WALKER PKWY, ATOKA, TENNESSEE 38004.

MAP 128F GRP D PARCEL 007.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 24, 2014. This is improved property known as 376 WALKER PKWY, ATOKA, TENNESSEE 38004.

J. PHILLIP JONES/JESSICA D. BINKLEY, Substitute Trustee
1800 HAYES STREET
NASHVILLE, TN 37203
(615) 254-4430
www.phillipjoneslaw.com
F14-0569
November 26, 2014
December 04, 2014
December 11, 2014

NOTICE OF
FORECLOSURE SALE


STATE OF TENNESSEE, TIPTON COUNTY

WHEREAS, Patricia Thomas executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated August 19, 2005 and recorded on August 31, 2005 in Book 1227, Page 20, Tipton County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank National Association successor-in-interest to Wachovia Bank NA as Trustee for JP ALT 2005-S1, (the "Holder"), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 23, 2014, at 12:00PM at the usual and customary location at the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit:

Lot 651, Blaydes Est., Section Z as recorded in Plat Cabinet H, Slide 78A in the Tipton county Register's Office to which plat reference is hereby made for a particular description of said lot.

Property Address: 491 Trebing Parkway, Munford, TN 38058

Being the same property conveyed to Munford Development Company, by Warranty Deed, from James Elliott Blaydes, Jr. and wife Anita S. Blaydes, dated 10/04/1990, filed in Book 650, Page 822, said Register's Office.

Also being the same property conveyed to Cowboy Construction Company, by Warranty Deed, from Munford Development Company, dated 3/4/2005, filed in Book 1192, Pages 19-20, said Register's Office.

Being the same property conveyed to Patricia Thomas, a single person, from Cowboy Construction Company, by Warranty Deed, dated 08/19/2005, being recorded simutaneously herewith in Instrument No. Rec Book 1227, Pg. 18, in the Register's Office of Tipton county, Tennessee.

Parcel ID Number: 128F C 041.00
Address/Description: 491 Trebling Parkway, Atoka, TN 38004.
Current Owner(s): Patricia Thomas.
Other Interested Party(ies): MERS as nominee for SunTrust Mortgage, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.


Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
277 Mallory Station Road
Suite 115
Franklin, TN 37067
PH: 615-550-7697 FX: 615-550-8484
File No.: 14-25970

November 26, 2014
December 04, 2014
December 11, 2014


__________________________
ELIZABETH B. ZIARKO
DELINQUENT TAX ATTORNEY








__________________________
ELIZABETH B. ZIARKO
DELINQUENT TAX ATTORNEY



________________________
VIRGINIA GRAY
CLERK AND MASTER


__________________________
ELIZABETH B. ZIARKO
DELINQUENT TAX ATTORNEY